OurDream AI Review (2026): I Measured the Free Tier Coin by Coin

By Tim — last verified August 3, 2026

(affiliate link — see my disclosure)

Why you can trust this review — including the part I can’t test

I run this site on one rule: I pay for the apps I review, and I show you the charge. OurDream is the exception, and I’d rather lead with that than bury it.

Here’s exactly what this review is built on:

• The free tier, used properly. I signed up, built a character from scratch, generated an image, and held a conversation — recording the coin balance before and after each action. Every coin figure below is a number I watched change on my own screen.
• The paid plans, from OurDream’s own screens. The prices come from the plan page and from the checkout page I reached but did not complete. Photographed, dated, quoted exactly.
• The legal documents, read in full. Including the Refund Policy, which took some getting to — OurDream’s site sits behind an age gate that stops the usual tools cold, so I went through the gate in a browser and read it.
• What I did not do: pay them a cent. So there is no verdict here on paid image quality, video, voice calls, long-term memory, or how their support team handles a refund request in practice.

Why every OurDream AI review quotes a different price

Before any numbers, let me clear up the single most confusing thing about this app — because it’s the reason the search results contradict each other.

Here’s what the pages currently ranking for this exact search say OurDream costs, checked August 3, 2026:

Source	What it says OurDream costs
A competitor’s comparison blog	“~$12.99/mo” and “~$29.99/mo” tiers
A review in a real publication’s paid “advisor” section	“$10 to $30 per month”
A review hosted on a how-to platform	$19.99/mo, or $9.99/mo billed yearly
An affiliate review site	“starts around $19.99,” annual “about $9.99”
A review page on ourdream.ai’s own domain	“Free – $19.99/mo”
A long “2 years of use” essay on a design portfolio site	“$9.99/mo unlocks unlimited everything”
A rival app’s own blog	$9.99/mo — $119.88/year, plus Deluxe at $359.88
The plan screen in my browser	$19.99/mo list, $9.99/mo billed annually — charged as $119.88 today

They’re not all lying. Most of them are quoting one half of a two-part price and dropping the other half — and note who got it completely right: a competing app, on its own blog, which at least has the decency to disclose the conflict.

OurDream shows you a monthly toggle and an annual toggle. Flip to annual and the big number changes from $19.99 to $9.99. That $9.99 is real — but it is not what you pay this month. You pay $119.88 up front, for a year. The checkout says so in a line most reviews never reproduce: “Total due today $119.88.”

So when a review tells you OurDream is “$9.99 a month,” the honest translation is: $119.88 today, non-refundable if you change your mind tomorrow. More on that second part later, because it matters more than the first.

OurDream AI pricing: the actual numbers

These come from OurDream’s plan page, photographed July 31, 2026, in the English, USD interface.

Plan	List price	With annual billing	Billed today	Monthly DreamCoins
Premium (“Most Popular”)	$19.99/mo	$9.99/mo	$119.88	1,000 (+1,000 bonus first month)
Deluxe (“Best Value”)	$59.99/mo	$29.99/mo	$359.88	5,000 (+5,000 bonus first month)

What each tier includes, quoted from the cards:

• Premium — 1,000 DreamCoins every month, stated as 200 images / 20 minutes of voice calls / 10 videos, plus unlimited messages, unlimited audio messages, image & video generation, voice calls, and the ability to publish your characters.
• Deluxe — 5,000 DreamCoins (1,000 images / 100 minutes / 50 videos), everything in Premium, plus two things Premium does not get: “free premium chat models” and “3× chat memory.”

That second tier deserves a flag. If you’ve read that OurDream has unusually good memory, check which plan that praise belongs to. 3× chat memory is a $359.88-a-year feature. It isn’t in the $119.88 plan that most reviews are describing.

There’s also a slider at checkout — “Add extra DreamCoins to your order” — offering 0 / 1,000 / 5,000 / 20,000 coins bolted onto your first payment. I left it at zero, where it reads 0 DreamCoins — $0.

What is OurDream AI — and who actually runs it?

OurDream AI is a browser-based AI companion platform: you either pick a character other users have published or build your own, then chat with it, generate images and video of it, and make voice calls. It’s explicitly adult — the character creator has a “fetish” field sitting right next to “hobby” — and it markets itself with the line “Trusted by over 50m users.”

The part almost nobody covers is who’s behind it. OurDream’s checkout names Dream Studio USA, Inc., and prints a line worth knowing before your statement arrives: “Appears as DREAMSTUDIOS.CO on your statement.”

Their legal documents go further than the footer. The Refund Policy is issued jointly by three named entities:

• Dream Studio USA, Inc. — 1111B S Governors Ave STE 28684, Dover, DE 19904
• Dream Studio LLC — 1209 Mountain Road Pl NE Ste N, Albuquerque, NM 87110
• Tektopia Ltd — company number HE 473775, Neptune House, Zakaki, 3045 Limassol, Cyprus

Two US entities plus a Cyprus company is an ordinary structure in this industry, and having named, addressed, registered companies puts OurDream ahead of a good number of apps in this category, which offer a contact form and a vibe. I’ll note without editorialising that the Delaware address is a suite number of the type used by registered-agent services — also completely normal, and it tells you nothing on its own.

Payment options are Apple Pay, Google Pay, card (Visa/Mastercard/Discover), and crypto. Remember that last one; it comes back in the refund section, and not in a good way.

The free tier: what 60 coins actually buys

This is the section I can speak to with real authority, because it’s the part I actually did.

Signing up took under a minute and did not require a credit card. I used a Google account. There was no card number, no billing address, and consequently nothing to remember to cancel — which, in a category built on forgotten subscriptions, is worth saying plainly.

The free tier is metered in DreamCoins, not in messages. That’s the structural difference from most competitors, including Candy AI, which caps you at five messages and stops. OurDream hands you a pot of coins and lets you decide how to spend it.

My balance started at 60. Signup bonuses in this niche change constantly, so treat that as a snapshot from July 2026 rather than a promise.

Here is every coin movement I recorded:

What I did	Balance before → after	Cost
(unaccounted — see below)	60 → 50	10
Generated one image	50 → 40	10
Created one character + sent one message	40 → 34	6 (button priced the character at 5)

Two honest caveats, because this is where other reviews would round things off.

First, I can’t tell you what consumed the first ten coins. I noticed the balance at 50 when I generated my first image, and I didn’t record what happened before that. I’d rather flag the gap than invent a tidy explanation.

Second, “one message costs one coin” is my inference, not a measurement. The character creation button explicitly priced itself at 5 (it literally reads Next 🪙5), and the balance fell by 6 across creating that character and sending one message — so one coin is unaccounted for and a message is the obvious candidate. But I had also been chatting with a preset character earlier at a steady balance of 40, which doesn’t fit neatly. I don’t know the exact per-message rule on the free tier, and I’m not going to pretend I do.

What isn’t ambiguous is the shape of the wall. OurDream’s own banner sits above the chat window reading: “34 dreamcoins left — Unlock unlimited chat + 🪙1,000 — Upgrade.” You don’t sell “unlimited chat” as an unlock unless chat is limited.

Building a character costs 5 coins, and it’s the best part of the free tier

This surprised me. On most apps, meaningful customisation is behind the paywall. On OurDream, almost the whole character creator is available for 5 coins.

I built one. Name, age (the selector starts at 18 — it offered me nothing below that), then voice (with a preview button — I picked “ASMR”), personality, occupation, relationship, hobby and fetish, the last two of which can be left as “None.” Then an appearance tab: hair style, body type, ethnicity, breast size, butt size, skin tone, eye colour, hair colour, anime style, plus a free-text “Custom physical details” field that I expected to be gated and wasn’t.

One click of “Bring Your AI To Life” and I had a generated portrait and a character page. Total spend: 5 coins.

What is gated: writing your own image-generation prompt. Custom prompts are Premium-only, so on the free tier you can shape who the character is in enormous detail but not direct what her pictures look like.

What the chat is actually like

Nobody in the top ten shows you the writing, so here’s a real reply, from my own character, unedited:

A soft laugh escapes me as I tilt my head, letting my gaze wander over you with deliberate slowness before meeting your eyes again. “Everything? That’s a tall order for one evening. But I suppose I can give you a taste.”

I step closer, close enough that the scent of lavender soap mingles with something warmer—my own skin, maybe. “I’m a creature of habit, mostly. I like my coffee black, my sheets crisp, and my Sundays lazy. I read too many novels and not enough news.”

That’s better than I expected. It separates narration from dialogue, it invents specific detail rather than reflecting my prompt back at me, and “I read too many novels and not enough news” is a characterisation choice no one asked it for. The character panel also exposes controls I’d normally expect to be buried — Writing Style, Memory, Persona, Preferences, and session history — though I can’t tell you how well Memory performs over weeks, because I didn’t have weeks of paid access.

One thing I didn’t love. The interface suggests replies for you, and with no prompting from me the suggestion under that conversation was “send me a sexy pic.” Two messages in. If you’re here for that, fine — it’s an adult app and it doesn’t pretend otherwise. But it’s a nudge toward the coin-spending part of the product arriving faster than I’d have chosen, and I’ll note that at least one other reviewer independently flagged the same quick escalation.

What a DreamCoin is actually worth

“1,000 coins a month” is a meaningless number until you know what one action costs. Here’s the conversion, with my sources labelled — because OurDream’s published maths and my own balance did not agree.

Action	OurDream’s published maths	What I actually observed
Image	5 coins (1,000 coins = 200 images)	10 coins on the free tier
Voice call	50 coins/minute (1,000 = 20 minutes)	not tested
Video	100 coins (1,000 = 10 videos) — length not stated	not tested
New character	—	5 coins (the button says so)
Text message	unlimited on paid plans	metered on free; ~1 coin, unconfirmed

The image discrepancy is real and I can’t resolve it. Their plan page implies 5 coins per image. The generate button took 10 from my balance. Either free and paid are priced differently, or a single click produced more than one image, or the marketing maths is optimistic. It’s exactly the kind of gap you only find by pressing the button, and exactly the kind nobody who copied a feature list would ever notice.

The video figure has no unit at all. “10 videos” means nothing until you know whether a video is five seconds or thirty. For comparison, the app I do pay for prices video by length. OurDream doesn’t say.

Cancelling and refunds: what the policy actually says

This is the section that costs people money, it’s the section every ranking review skips, and it’s the reason I went through the age gate to get the actual document.

Cancelling is self-service and printed right on the checkout: “Your subscription renews automatically until you cancel. Cancel anytime from your account settings.” The Refund Policy adds that you keep access to the end of the billing period you’ve paid for. That part is fine, and standard.

Refunds are where you need to pay attention. From the Refund Policy at ourdream.ai/terms/refund-policy, last modified March 9, 2026:

• There is no change-of-mind refund window. What exists is a “Quality Guarantee”: if you experience “a defect” or a service “significantly different from its description,” you email support within 14 days of purchase, and the company may — “at our discretion” — issue a credit, a replacement, a fix, or a refund. Handled “on a case-by-case basis,” with a target of 7 business days.
• Cancelling gets you nothing back. In their words: “Unused portions of a billing period are generally non-refundable.” On the annual plan, that’s up to eleven months you’ve paid for and can’t reclaim.
• EEA, UK and Swiss buyers keep the statutory 14-day withdrawal right — with a catch worth reading twice: if you start using the service immediately and consent to that, “you may lose your right of withdrawal once the digital content or service has been fully provided.”
• Crypto payments are final. “All payments made with cryptocurrency are final and non-refundable.” Crypto is offered right at the checkout, so this is a live trapdoor, not a hypothetical.
• Don’t reach for a chargeback first. Filing one without contacting them “may result in suspension of your account pending investigation.”

Put it together with the pricing and you get the single most important sentence in this review: $119.88 leaves your account today, and if you decide tomorrow that it isn’t for you, the published policy has no mechanism to give it back. That is not a reason to avoid the app. It is a reason to spend the free coins first.

(For contrast, since people ask me: Candy AI publishes a 24-hour, no-reason-required refund window. I wrote up both policies side by side in my Candy AI vs OurDream AI comparison.)

Is OurDream AI safe and legit?

“Legit” and “safe” are different questions, so let me take them separately.

Is it a legitimate business? On the evidence, yes. There are three named companies with real registered addresses and a Cyprus registration number you can look up. The billing descriptor is disclosed before you pay rather than discovered afterwards. The checkout is a standard processor flow with Apple Pay and Google Pay. And the legal library is genuinely more thorough than most of this industry manages: Terms of Service, Privacy Policy, Refund Policy, Community Guidelines, Prohibited Content, Content Removal, Content Moderation, Pre- and Post-Screening, a Complaint Policy, an 18 U.S.C. 2257 exemption notice, an Underage Policy described as “strict policies regarding minors,” AML/Anti-Fraud, and a zero-tolerance Sex Trafficking policy.

Documents aren’t proof of enforcement. But an operator that has bothered to publish a content-moderation policy and a pre-screening policy is a different proposition from one that hasn’t, and the character creator started me at 18 and offered nothing below it.

Is it safe for you? Two practical points, and one thing I can’t answer.

1. Your statement will say DREAMSTUDIOS.CO, not OurDream. Whether that’s discretion or obfuscation depends on who else reads your statement.
2. The free tier needs no card at all, which is the strongest privacy position available here: you can evaluate the entire product without giving them a payment method.
3. I have not audited what happens to your chat data, because I haven’t run a paid account long enough to have meaningful data with them. Their Privacy Policy exists; I read it for structure, not as a substitute for the kind of testing I do when I’m paying. (For what that fuller teardown looks like when I am paying, see Is Candy AI Safe?)

On the astroturf question, since it bears on trust. While researching this, I found a “review” of OurDream AI carrying a 4.8-out-of-5 star rating and no author — hosted on ourdream.ai’s own domain, formatted to look like an independent directory listing. I also found a first-person “my honest experience after 2 years” essay — a long text review with no app screenshots in it — posted on a design portfolio site, sitting among other people’s logo work. Neither is illegal and neither means the app is bad. But if you’re trying to work out whether OurDream is legit by reading reviews, you should know that a meaningful share of the reviews in front of you were placed there rather than written.

Is there an OurDream AI promo code?

A lot of people search for this, so here’s a straight answer: I went to the checkout and there is no promo code or coupon field there. Apple Pay, Google Pay, crypto, card details, cardholder name, billing address, ZIP — and then Subscribe. Nowhere to type a code.

What OurDream does have is a standing discount applied automatically: flipping the billing toggle from Monthly to Annual halves the monthly rate ($19.99 → $9.99), plus the bonus coins advertised on the card. That’s the discount. If a coupon site is promising you an extra percentage on top, ask yourself where it would be entered.

I’m not going to list codes I haven’t redeemed. If I find a working one on my own account, I’ll add it here with the date.

OurDream AI vs Candy AI, briefly

I pay for Candy AI, so I’m in an unusual position to compare — with the asymmetry stated plainly: months of a paid Candy account against an afternoon on OurDream’s free tier.

The short version:

• On price, it isn’t close. Candy is $13.99/month or $47.88/year; OurDream is $19.99/month or $119.88/year. The annual gap is two and a half times.
• On text chat, Candy wins on structure. Candy’s text costs zero tokens forever on a paid plan; OurDream meters chat on the free tier and lifts that only when you pay.
• On media generation, OurDream’s pitch is coherent. A flat 1,000-coin monthly allowance may genuinely beat buying Candy token packs, if you generate images or video daily.
• On the free tier, OurDream is more useful — a full character creator and real conversation, versus Candy’s five messages.
• And one thing I didn’t expect to write: across that afternoon, I liked OurDream’s writing better. More texture, less template. That’s a first impression on a free account against months of a paid one, so weigh it accordingly, and it hasn’t moved my subscription. But leaving it out would be dishonest.

I did the full side-by-side, with receipts, in Candy AI vs OurDream AI. If you’re new to Candy, start with my full hands-on review or the pricing breakdown.

Who should try OurDream — and who shouldn’t

Try it if:

• You want to evaluate an AI companion app without handing over a card. This is the strongest no-risk trial in the category I’ve used.
• You’re a heavy image or video generator currently buying token top-ups elsewhere. A flat allowance is the right shape for you — price it honestly against your actual monthly top-up spend.
• You care about character depth. The free creator is unusually complete.

Skip it, or at least wait, if:

• You’re mainly here to talk. Chat is metered until you pay, and the cheapest way to unlock it is $119.88 today.
• You need to be able to change your mind. There is no change-of-mind refund. If that matters, pay monthly at $19.99 rather than annually, and eat the higher rate for the flexibility.
• You’re paying with crypto. Final means final.
• You’re chasing the “3× memory” you read about. That’s Deluxe, at $359.88/year.

My verdict — provisional, and what would change it

I’m not giving OurDream AI a score, and I want to explain why rather than quietly omit it.

Every other review on this page has a number attached to it. Most of those numbers sit next to a price the app doesn’t charge. A rating is a claim about the whole product — paid images, video, voice, memory over months — and I have tested exactly none of that. Scoring it out of five would make this review look more complete and be less true.

What I will say, from the parts I did test:

The free tier is the most genuinely useful one in this category that I’ve tried — no card, a real character creator, and writing with more personality than I expected. The company is properly constituted, discloses its billing descriptor before you pay, and publishes a more complete set of policies than most of its competitors. Those are real points in its favour, and they’re all things I verified myself.

Against that: the money is front-loaded and the door doesn’t open backwards. $119.88 today, no change-of-mind refund, no refund for unused time, and crypto payments final. The published coin maths didn’t match my own balance on the one action I could measure.

What would change this review: paying for a month of Premium and measuring image quality, video length, voice calls, and whether the memory holds. If I do that, I’ll update this page with the receipt, the way I do for every other app here — and if what I find contradicts anything above, I’ll say so in the text rather than silently editing it.

Until then, my honest recommendation is the one that costs you nothing: spend the free coins first. You will learn more in fifteen minutes than any review on this page can tell you — including this one.

(affiliate link — disclosure)

FAQ

Is OurDream AI free?

There’s a free tier and it doesn’t require a credit card — I signed up with a Google account. Instead of a message limit you get a balance of DreamCoins (mine started at 60) and spend it as you like. Creating a character cost 5 coins, generating an image cost 10, and messages appear to be metered too. When the balance runs out, the upgrade prompt takes over. You can build a fully customised character and hold a real conversation before paying anything.

How much does OurDream AI cost?

It is $19.99/month on the monthly plan. Switching to annual billing drops the rate to $9.99/month — but that’s charged as $119.88 up front, which the checkout states as “Total due today $119.88.” There’s also a Deluxe tier at $59.99/month list, $29.99/month annually, billed as $359.88. All verified on OurDream’s plan page and checkout on July 31, 2026.

Is OurDream AI legit?

On the evidence, yes. It’s operated by named, registered companies — Dream Studio USA, Inc. and Dream Studio LLC in the US, and Tektopia Ltd (HE 473775) in Cyprus — with real addresses printed in its own policy documents. It discloses that charges appear as DREAMSTUDIOS.CO before you pay, and publishes a full set of legal policies including content moderation, an underage policy, and a 2257 exemption notice. Be aware that some “reviews” of it are hosted on its own domain or placed on unrelated high-authority sites.

What is a DreamCoin worth?

By OurDream’s published allowance, 1,000 coins a month buys 200 images, 20 minutes of voice calls, or 10 videos — about 5 coins per image and 50 per minute of call. On the free tier, though, generating an image took 10 coins from my balance, not 5. I can’t explain the discrepancy, so treat the published figures as paid-plan maths.

Can you get a refund from OurDream AI?

Not for changing your mind. The Refund Policy (last modified March 9, 2026) offers a 14-day “Quality Guarantee” for a service that is defective or significantly different from its description, resolved at the company’s discretion case by case. It states that unused portions of a billing period are generally non-refundable, and that crypto payments are final. EEA, UK and Swiss buyers keep the statutory 14-day withdrawal right, subject to the usual digital-content caveat. Note that several review sites describe a “less than 25% of coins used” refund rule — that condition does not appear anywhere in the actual policy.

How do you cancel OurDream AI?

From your account settings, at any time — the checkout page states it and the Refund Policy repeats it. You keep access to the end of the billing period you’ve already paid for, but you don’t get money back for the unused portion.

Is there an OurDream AI promo code?

There is no promo or coupon field at the checkout — I looked. The standing discount is the annual billing toggle, which halves the monthly rate and adds bonus coins. I don’t publish codes I haven’t redeemed myself.

Does OurDream AI have a mobile app?

It runs in the browser; I used it that way and didn’t install anything. I can’t confirm the status of native apps, so I’d rather not guess — check their site if that’s a dealbreaker for you.

Is OurDream AI better than Candy AI?

Different shapes. Candy is cheaper ($47.88/year vs $119.88) and its text chat costs no tokens at all on a paid plan; OurDream offers a large flat coin allowance that suits heavy image and video generation. I pay for Candy and only used OurDream’s free tier — but I did prefer OurDream’s writing in that session, and I say so in the full comparison.